Blog Articles | Erica Paradise
Mar 13, 2025

FHA Expands Income Guidelines to Include Those Sharing Housing Expenses

The Federal Housing Administration (FHA) recently updated its guidelines to include income from boarders or significant others who share your housing expenses.

Mar 5, 2025

Ready to Sell This Spring? 8 Tips to Get the Best Price for Your Home

Timing your home sale can be tricky, especially when factoring in mortgage rates, local market conditions, and your personal situation. While listing during the warmer months tends to yield better returns, it’s important to work closely with your agent to determine the best time to list for your unique circumstances.

Feb 26, 2025

Zillow Study Shows Sellers Who Skip the MLS Lose Thousands

A new Zillow study reveals significant financial consequences for home sellers who did not list their properties on the Multiple Listing Service (MLS).

Feb 20, 2025

What Does It Mean When Your Mortgage Is Sold?

A mortgage sale might feel like a big change, but rest assured, it’s a routine part of the process. It allows lenders to keep offering loans to future homeowners while investors help manage the mortgage market.

Feb 11, 2025

Why Are Sellers Asking Buyers to Waive Their Appraisals?

Before deciding to waive an appraisal, we recommend that homebuyers work closely with their real estate agent and mortgage advisor to carefully consider the market conditions, property details, and the potential risks involved.

Feb 5, 2025

2025 Tax Season Checklist: Everything Homeowners Need to Know

Navigating the 2025 tax season may feel daunting, but with the right amount of preparation, you’ll be ready to file with ease.

Jan 29, 2025

Real-Life Treasure: Checking Unclaimed Funds

Most people have never heard of unclaimed funds, but if a business, government office, or other source owes

Jan 22, 2025

3 Reasons to Consider Purchasing a Home for Your College Student

Buying a home in a college town requires careful consideration, but it can be a viable strategy to reduce college-related expenses, ensure your student has a safe and comfortable living environment, and potentially earn rental income.

Jan 16, 2025

Cumpla su sueno de tener casa propia, con Erica Paradise! | Su banquera hipotecaria en Español para la Florida.

Conectar con un oficial de préstamos experimentado puede ayudarte a ti y a tu familia a determinar los mejores programas de financiamiento de vivienda disponibles para tu situación.

Jan 16, 2025

Spanish-Speaking Mortgage Banker, Erica Paradise, Helping Families Achieve Homeownership in Tampa, Florida

Connecting with an experienced loan officer in Tampa, Florida can help you and your family determine the best home financing programs available for your situation. Erica Paradise is a spanish speaking mortgage loan officer in Tampa, Florida

Jan 16, 2025

Debt Consolidation Loans: A Strategic Way to Manage High-Interest Debt

With rising credit card balances and increasing debt levels across the nation, debt consolidation loans are becoming an important tool for many homeowners.

Jan 9, 2025

The Most Commonly Asked Home Inspection Questions

A home inspection can provide invaluable insight into the condition of a property, allowing you to make an informed decision before finalizing the purchase. While they are not required, home inspections can help uncover potential issues and prevent costly surprises later on.

Jan 2, 2025

How to Manage Your Streaming Service Subscriptions in 2025

By being proactive about reviewing your subscriptions and setting reminders, you can keep your streaming budget under control while still enjoying your favorite content.

Dec 18, 2024

2025 Housing Market Predictions

As we head into 2025, the housing market looks set to experience more balance compared to the volatility of the past few years. While mortgage rates may not return to their record lows, their gradual decrease will likely stimulate demand.

Dec 12, 2024

Does the Federal Reserve Affect Mortgage Rates? 7 Factors That Influence Your Rate

By understanding and managing key factors such as your credit score, down payment, property type, and loan amount, you can position yourself to secure the best possible rate for your home purchase.