
Defining LTV and PMI for New Homeowners
As you begin the process to find and purchase a new home you will quickly learn the road to homeownership is
Three Ways to Avoid Getting Outbid on Your New Home
As housing inventories remain constrained in many markets, some buyers may face increased competition and

The Lowdown on Down Payments
MYTH: You need to put 20% down to purchase home. FACT: There are many options out there, you can

How to Know When It’s Time to Refinance
Refinancing is a pretty simple concept. It means you pay off your existing mortgage and replace that loan

How To Choose The Right Mortgage Loan Officer
Choosing a loan officer, like choosing a Realtor, is one of the most important decisions you can make when

Demystifying the Mortgage Loan Process
There are so many moving parts to the successful purchase of a home,and getting a mortgage is a big

Talk the Talk . . . all the mortgage terms you need to know
The process of getting a mortgage has it’s own lexicon. There are words, acronyms and shorthand that

3 Important Things To Know About Mortgages
Everyone has advice when it comes to buying a home. But there are a few things that you should keep in mind

0% Down-Payment Home Loans . . .USDA, the last Frontier
Frontier brings to mind windswept fields and plains dotted with distant homes and outbuildings. Rural,

First Time Buyer? Get Set!
Financial documents in order and accessible?Check. Credit score at least

First Time Buyer? Get Ready!
Most kids get an annual check up. Many adults also have a physical every year or two. But how often have you

It’s a Good Time in the Mortgage Market Once Again
The housing debacle that forced millions out of their homes in the last decade is something we’d all

NJ Lenders - Don't Let The Name Fool You
You know us by our name. For our clients both past and present, we’re NJ Lenders Corp. and proud of our

Things To Avoid So Your Mortgage Loan Is Not Turned Down
This could just as easily be called, “Top Tips for a Loan Approval” or “Don’t

College Tuition On the Horizon?
New parents at some point begin to hear the phrase, “save for college education.” Yet many