Blog Articles | Erica Paradise
Nov 29, 2020

Switching Terms with a Refinance

Although rates are always changing, as of right now, they have quietly fallen over the past few months. Many

Nov 28, 2020

Why a Refinance of a Mortgage Can Still Make Sense

When consumers first think of refinancing an existing mortgage loan, typically it’s because

Nov 27, 2020

NJ Housing Outlook 2019: Mortgage Rates Leveling, Home Prices Rising

Mortgage rates rose steadily during the first half of 2018, and have since leveled off a bit. Looking

Nov 26, 2020

FHA Mortgage Insurance Premiums in New Jersey Unchanged for 2019

Sorry home buyers. FHA mortgage insurance premiums in New Jersey won’t be reduced anytime soon. That

Nov 25, 2020

Forecast: New Jersey Mortgage Rate Predictions for 2019

Mortgage rates in New Jersey and nationwide have leveled off a bit over the past few weeks, and that trend

Nov 24, 2020

Average Credit Score and Debt Ratio for FHA Loans in New Jersey, Q2 2018

A recent report revealed the average credit score among home buyers in New Jersey and nationwide. The average

Nov 23, 2020

In New Jersey, FHA Loans Accounted for Nearly 30% of Home Purchases

Federal Housing Administration (FHA) home loans are a popular financing path among New Jersey home buyers. In

Nov 21, 2020

Forecast: Home Prices in New Jersey Could Outpace the Nation in 2019

A fresh round of housing forecasts suggest that home prices in the state of New Jersey could rise faster than

Nov 20, 2020

Report: Down Payments Below 20% Are Common in New Jersey

Many home buyers in New Jersey believe that they have to make a down payment of at least 20% to qualify for a

Nov 19, 2020

Housing Affordability Is an Issue for Some Buyers in New Jersey, Nationwide

Summary: The two biggest issues in housing markets across the country right now are a lack of affordability

Nov 18, 2020

Report Shows What an ‘Average’ FHA Borrower in New Jersey Looks Like

Once per quarter, the Department of Housing and Urban Development (HUD) sends a report to Congress with

Nov 17, 2020

Report: Access to New Jersey Jumbo Loans Improves in 2018

Home prices in New Jersey have climbed steadily over the last few years, and the general consensus is that

Nov 16, 2020

Report: FHA Loans Favored by Many First-Time Buyers in New Jersey

Home loans insured by the Federal Housing Administration (FHA) are one of the most popular financing tools

Nov 15, 2020

Report Shows Median Down Payment in New York-Newark-Jersey City Metro Areas

What does the average down payment on a house look like in New Jersey? For those who live in the New

Nov 14, 2020

Report: PMI Helped Thousands of New Jersey Home Buyers Last Year

Home buyers are sometimes disappointed to learn that they need private mortgage insurance on their home