Blog Articles | Erica Paradise
Oct 29, 2020

Bergen County Loan Limits 2018: FHA, Conforming and Jumbo Amounts

Home prices in Bergen County, New Jersey rose steadily over the last couple of years. And the price growth

Oct 28, 2020

Zero-Down-Payment Mortgage Options for New Jersey Borrowers

In aprevious article, we discussed some of the strategies for minimizing your down payment. But what

Oct 27, 2020

30-Year Fixed Mortgage: The Most Popular Loan Type

The 30-year fixed-rate conventional mortgage is by far the most popular type of home loan in New Jersey and

Oct 26, 2020

FHA Versus Private Mortgage Insurance

Home buyers in New Jersey who make smaller down payments often have to pay for a mortgage insurance policy.

Oct 25, 2020

IRS: Some Home Equity Loans Are Still Tax Deductible

There’s nothing like tax reform to create confusion among taxpayers. Previously, we wrote that home

Oct 24, 2020

Buying a Home in New Jersey in 2018: A Sense of Urgency?

Should I buy a home in New Jersey now, in 2018, or wait until 2019? What will market conditions be like if I

Oct 23, 2020

New Jersey Down Payment Assistance: The Family Gift Option

When home buyers think about down payment assistance, it’s usually grants and short-term loans that

Oct 22, 2020

Letter Writing: A Way to Win Bidding Wars

Could writing a heartfelt letter to the seller give you an added advantage during a real estate bidding war?

Oct 20, 2020

What Things Are Needed When Buying A Home

“What kinds of things do I need to buy a house in New Jersey?” This is a common question among

Oct 19, 2020

FHA Loans in 2018: Answers to 5 Common Questions

FHA loans are a popular mortgage option among home buyers in New Jersey, particularly for first-time buyers

Oct 18, 2020

Home Equity Loans No Longer Deductible, Starting in 2018

New Jersey homeowners with home equity loans will no longer be able to deduct from their taxes the interest

Oct 17, 2020

Tax Cuts & Jobs Act: How Will it Affect New Jersey Residents?

On December 22, President Trump signed into law a sweeping tax bill drafted by Republicans in the House and

Oct 16, 2020

Understanding the Escrow Process for New Jersey Home Buyers

The real estate escrow process in New Jersey is something that generates a lot of questions (and sometimes

Oct 15, 2020

How Much House Can I Afford to Buy in New Jersey?

How much house can I afford to buy in New Jersey, when using a mortgage loan? This is one of the most common

Oct 14, 2020

New Jersey Mortgage Options: FHA vs. Conventional Loans

This is the second in a two-part tutorial that explains the different types of mortgage loans in New Jersey.